Finance Nexus
Product For accountants Pricing Security
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Investment accounting for Australian family trusts

Automated investment accounting for trusts that take it seriously.

Finance Nexus reads your broker and managed-fund statements, reconciles every line to the cent, and produces the ledgers, CGT schedules, and distribution workings your accountant needs at year end.

Request access See a sample trust →

Built in Australia. Designed for Division 6 trust accounting.

Upload.
Drop a tax statement or bank CSV.
Book.
Every figure reconciled to the cent.
File.
Trust return, straight from the ledger.
finance-nexus.com.au / ledger / iShares IOO — posting
Document
iShares_IOO_Annual_2025.pdf
Reconciled
Units held × rate/unit ✓ $1,247.82
Franking credits ✓ $382.14
Foreign income tax offset ✓ $41.06
Capital gains (discounted) ✓ $218.00
Non-assessable distribution ✓ $0.00
GL Journal · Entry #422 09 Jan 2026
CR 4-1100 Dividend Income 75.07 CR 1-1700 DRP Cash Balance 121.62 DR 1-2100 Listed Equities · At Cost 187.62 DR 1-1700 DRP Cash Balance 9.07
DR = CR · balanced ● posted
Reads natively
Vanguard iShares BetaShares VanEck Magellan Platinum CommSec SelfWealth Macquarie CMA
What it does

Three Saturdays
you get back.

Every automated flow shows you what ran, matches to the cent, and lets you approve the edge cases. Automation with an audit trail — never automation with blind trust.

01

Reconciled to the cent

Drag an annual tax statement, dividend advice, or bank CSV onto the page. Finance Nexus parses it, cross-checks every figure against the broker's workings, and books the entries for you. A Saturday of typing becomes a drop.

Won't post unless
it reconciles to the cent
Otherwise
queued for review
02

Capital gains, automatically

Parcels, methods, the 50% discount, carry-forward losses, and AMIT cost-base adjustments — worked out from the same ledger that posted them. Every calculation drills back to the source journal and the ATO reference behind it.

Ledger
DB-enforced DR = CR
Duplicates
caught on import
03

Audit trail by default

Every automatic action is logged with who, what, when, and why. Reversals are cascading and require confirmation, with a full dependency preview before you click. Nothing happens silently, and nothing happens without a trace.

Immutable
reversals post contras
Every action
who · what · when · why
The flow

From statement to trust return in four steps.

i
Step 1 · connect

Connect your sources.

Upload tax statement PDFs from Vanguard, iShares, BetaShares, and others. Drop in bank CSVs in any common format. Dividend advices read natively.

ii
Step 2 · reconcile

Cross-check every figure.

Rate per unit × units held to the cent. FX at the RBA rate on the transaction date. Anything that doesn't tie goes to the review queue — not to the ledger.

iii
Step 3 · post

Journal to the ledger.

Every box on the statement mapped to the right account. Capital gains classified and discounted. Foreign tax offsets linked. Immutable — reversals create contras, with an audit entry on both sides.

iv
Step 4 · file

Generate the return.

Trust Income Schedule built from your ledger. Each label drills back to the journal that created it. Beneficiary distribution statements in the same click.

Capital gains

The CGT schedule, already done.

Every parcel tracked from acquisition to disposal. The 50% discount applied by record type, automatically. AMIT cost-base adjustments posted from the statement. Foreign gains with FITO. Losses carried forward in their own ledger. Cost base locked at the acquisition-date FX rate.

  • Tax-lot tracking. Every parcel, every reduction, every sale — FIFO or specific-identification.
  • AMIT cost-base adjustments posted from the annual statement with a full reconciliation view.
  • Primary-source citations on every tax rule — you can see the ATO reference behind each line.
Capital Gains Schedule · FY 2025–26
Scumi Family Trust
Reconciled to ledger
Parcel Method Gross gain Discount Assessable
IVV · parcel #3
Acquired 22 Sep 2022 · sold 14 Nov 2025
50% disc. $4,218.00 −$2,109.00 $2,109.00
NDQ · parcel #1
Acquired 10 Jan 2024 · sold 03 Feb 2026
50% disc. $1,860.00 −$930.00 $930.00
VBS · parcel #2
Acquired 27 May 2024 · sold 11 Aug 2025
Other −$642.00 — (loss)
AMIT · IOZ attribution
Auto-posted from annual statement
Discounted gain $726.00 −$363.00 $363.00
Net assessable capital gain $2,760.00
Loss carry-forward balance: $642.00 Drill to source journal →
Built for real family structures

Multiple records. Multiple currencies. One source of truth.

Multi-record
One login across trust, individual, unit trust, and company. Consolidated views when you want them, strict separation when you don't — with an audit trail on every movement between them.
Multi-currency
Native amounts plus presentation-currency views. RBA historical rates back to 1986. Per-transaction overrides when your bank gave you a different price.
Cross-jurisdiction
Australia is home. New Zealand, the UK, and the US extend the engine — rules and labels are configuration, not code. Same ledger, local labels.
Foreign income
Cost base locked at the acquisition-date FX rate. Foreign trust distributions handled with proper derivation-date and translation rules. FITO tracked line by line.
Audit & compliance

Nothing happens without a trace.

Immutable ledger. Cascading reversals with full dependency preview before you click. Every automatic action audit-logged with who, what, when, and why. Disable automation per record if you'd rather post every journal by hand — the audit trail treats both the same.

Read the compliance overview →
Audit log · Entry #422
Scumi Family Trust · IOO
14:22:06 Document ingested · SM ingest.v2 ● ok
14:22:07 Cross-check — units × rate matched to the cent reconcile.eq ● ok
14:22:07 Capital gain · discount applied (trust, 50%) cgt.discount ● ok
14:22:08 Journal posted · DR = CR enforced at DB gl.post ● ok
14:22:08 Bank match · $187.62 matched to expected distribution bank.match ● ok
14:22:08 Trust Income Schedule updated · label 13U +$75.07 return.map ● review
Every action has a who, what, when, and why. Export audit log →
Who it's for

Built for the people who actually do the work.

Trustees
Running the family trust yourself and tired of reconciling AMIT statements by hand. We'll give you the journals, the schedule, and the audit trail behind them.
Accountants
Investment-heavy client base. You want hours back on each return without losing the audit trail — or the working papers behind every figure.
Family office staff
Many records, many currencies, many beneficiaries. One ledger, one source of truth, and a clean handover to the external accountant at year end.
Advisors
Reporting to families on positions, income, and tax — grounded in the ledger, not in a reporting tool built on top of it. Drill from any figure to the source document.
Get started

A Saturday back.
A ledger balanced.
A return filed.

Start with one record. Upload your most recent annual statement and see the journals we'd post, line by line, before anything hits the ledger. No card, no scaffolding call.

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